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Debt Destroy
belleph - Actually I have no idea about this but still thankful I here. It made me aware about those things.
Debbie - Personally, I think this is discrimination and should be illegal.  I mean, not everyone who is having financial difficulty can also be considered a thief!  In fact, most thieves are not even poor- they steal for the enjoyment of getting away with it.  Look at Britney Spears- caught on some video stealing a lighter, and we all know Britney can afford a lighter! 
Carlo - I worked at a bank and had to deal with the same thing.  Part of the hiring process was to check your credit report.  Not only would you not be hired because of bad credit, you'd be fired for it if it happened after the fact.  Their excuse was the same.  They're worried you'll steal
money from them if you having financial problems.  Even if you just develop their website and have no access to the money apparently.

It's totally wrong, but legal.  They can't discriminate based on race, color, religion, sex, or national origin but everything else is free game. :-(