belleph - Saving can really help and for being a wise consumer too.

speedy - Another thing to consider is that every dollar saved is an entire dollar saved, because it is an after-tax dollar. Every dollar of additional salary nets much less, once taxes are taken out. So finding ways to save money is extremely important.

Also, finding ways to reduce expenses can be a good thing, but it will amount to nothing if the money is not actually put into a savings account, invested, or used to reduce debt. You have to put that money to work for you!