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Debt Destroy
starlight - Previously what is left from my salary will be my savings. This is really a better way of saving pennies we earned. 
lily - i also follow the same formula. 20% for savings and 10% for emergency fund. and when i have enough savings, i use it for small-time businesses like buy and sell. it grows faster that way.
anne_20002002 - i really need this
anne_20002002 - nice post
- This is really effective. In my case, I see to it that I keep atleast 20% of my salary every payday.
- that's how it should be done. subtract the savings and what is left is for expeditures.
Yangeli - I think that everyone should save for the rainy days too
sweetseoul - nice suggestions! hopefully i'll be able to have extra money for savings! :)
come to think of it... i really have to take a look at my everyday expenses and see if I can adjust my budget....

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