Amanda (Guest) - Creditors are more than willing to settle people's debts, but it takes the right knowledge of how debt negotiation works. There is a wealth of information about the processes of debt negotiation, bankruptcy, fixing your credit, and much more at www.credit-advisors.com

john smithson (Guest) - If you have a load of credit card debt and absolutely no way to pay it off, contact a debt reduction or debt settlement company. They can trim your debt by maybe up to half. phoenix life insurance

HB (Guest) - Very Very Informative!

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debtreliefguy - My understanding of this, is you can only receive a 1099-C if it was cash advances or "core" monies owed. Let say you owe $5,000, however $4,000 is interest, and you really owe $1,000, you can only get a 1099 for $1,000 correct?  If it is ALL interest, you will not receive a 1099.  Please let me know if this is correct. http://www.nationwidedr.com/

cherilynn stone (Guest) - One informative post!

kennyantykoon (Guest) - this is a really nice post. au courant. i have a question though. why isnt anyone talking about good debt? i am in my early 20s and i have taken the route to investing and entrepreneurship and thus i have been reading financial blogs and books of late. the problem is that i cannot seen to find information about how to manipulate debt to increase income. i found a little info on this and posted it on my blog but it still isnt enough. if anyone reads this post could he/she direct me in the right direction. i really do not want to leave in financial servitude all my life and being young i think that good advice from an older group is just what i need. thanks

http://kenyantykoon.wordpress.com/

Mike Pastore (Guest) -

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For tips on personal finance, visit http://www.mikesmillions.com/blog.