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Debt Destroy
teal (Guest) - Credit companies are hurting your credit score .You can take a debt management plan.
tracy (Guest) - Nice post really.You have given a really good information.
ronaldeddy (Guest) - A debt management plan  is offered by a credit counseling agency or an online debt management company when you need more than simple budgeting to help you pay off bills.
tracy (Guest) - You are right credit companies are hurting your credit score.Credit companies are good for
short term they are not good for long term.
Free Credit Score - Great info!
Get your credit score for free.
<a href=http://freecreditscore1.blogspot.com>Free credit score - click here</a>
Mark Serebrin (Guest) - http://creditrestoration.wordpress.com (Guest) This kind of information needs to be available to educate consumers.  Nice Job!  Knowledge is power
http://moneyforinvestment.blogspot.com (Guest) - Nice and informative post. Also feel that card companies are lowering limits of those with suspect credit behaviour making things worse for the customer.
- Great article !
- agree with u.thx 4 sharing
tazar - thank for sharing
shanthakumana - thank you
- Keep it up. Thanks for sharing this article. It really helps.
anne_20002002 - nice post
sorabh2312 - thanks
- too good.
- ya many has to consider those things
- good information for us.thanks
DarkArt - very good article!
ajamiro - This helps me a lot...Thanks
ajamiro - This helps me a lot...Thanks
- I hope this is Good Article and it will help on me.  We think about companies.
pkc3000 - I think your blog is quite interesting and informative. Keep it up
bogsy - i hope this thing will help on me..thak you so much for sharing..
requinix - Great post!
requinix - Nice article.
- This is good for all person. In this we think about of companies credits.
- how u write such a good blog??
munif - nice info and news.very very good articel.
ajamiro - This is a nice information..Thanks so much
ajamiro - This is a nice information..Thanks so much
unleash - Great one!
unleash - Thanks for sharing.
nagasri - Nice information!
tenement2 - Nice review.
tenement2 - Thanks for the information!
Purnendu - nice info...
- very helpfull.thanks
ajamiro - This is a good one...Thanks for the information
ajamiro - This is a good one...Thanks for the information
- thanks for this sir ...you help me so much
- thanks for this article, I was very helpful
- Thanks for your helpful information.
- great articles thanks
tazar - good news thank for information
- really agree with u..
- very thank you for telling us so good message.
clint anthony - its a great idea to post something that talks about money in this site...
myemye - nice topic.. it's very common to have a credit card nowadays and some people have hard time paying the bills on time.. less credit .. less payment
vivianchen - I always envy people who can write such good articles.
haimanyam - very good article thanks a lot
- Thansk for sharing nice post
jdmanuel - thanks for the info! you have a depth knowledge in money matters! i will keep on touch with your blogs and writings! thanks!
- nice blog . u have given
strmek - Very useful one, thanks!
strmek - Good one!
praveenkumarkalisipudi - Its very good information.
- really iformation. thanks
- This is a very interesting article. Thanks for all the information.
- yes it is very nice to see this
- It really is, it could somehow be a burden. thanks for the info.
- Good article very helpful. Thanks for sharing..
anne_20002002 - nice, very informative, thanks
oreocookie3 - Good article. I didn't know that credit companies could make your FICO score go down.
kiran8 - Good helpful article. One of the reasons why i have stopped using a credit card..
- thanks for posting
pagadala - Fantastic and wonder full information...................
Jennifer @ Money Saver 101 (Guest) - you can also apply for another credit card, if you have no debt what-so-ever (rare).  If you're great with your credit and your money, this will help your score bounce back up again.
http://moneysaver101.blogspot.com
bill mccollam (Guest) - Good article... I was recently musing on paying more and more on credit cards (in order to track and take advantage of rewards).  In general would that improve scores?  (given good payment history).

http://www.mccollam.com/jakeblog/
- nice info...but i think , everyone don't know how score their credit.
shari - This recently happend to my son.  I didn't realize it could have a negative impact on his credit score.  Ouch! 
Number1Femme - Thanks for the advice! I didn't realize that creditors can do that
buggles - What an excellent post.  Not only is this useful information, but it also informs us what areas we should concentrate on the most to raise our FICO.  Thank you!
tazar - great blog
kiran8 - I think it happens all the time everywhere, they always bring down your credit score..excellent article !
newfriend01 - thanx for your suggestion ^_^^_^
nishu_achreja - thats good
- :¦:-•:*'""*:•.-:¦:-Thank you >^..^< Great Review!!! -:¦:-•:*””'*•-:|:-
- Very good blog. I never knew how they factored everything.
krilalitika - Nice content.
- thank for information, very important
- great article, thanks for share this information
- It's a fantastic post!sooo niceeeeeeee
- very imp blog
ruel_ortilla - hehehehhehe yes tha is true but still we can get the very important things that sometime we can surely apply it ....agree??
ruel_ortilla - no one like this site....unique....more informations you can get and learn
- but it is not applicable alltime.
ruel_ortilla - what an amazing informative articles..it help us a lot especially for those people innocent about  this!!!!wooohhhhhh educational!!!!!
sulasok - Nice informative article, thank you!
mobiluck - very easy to understand, nice info!
- u r the right talking to this topic  very nice.
- thank for information
belleph - When I don't have the credit card yet I dreamt of having one but now it's a headache. Thank you for this article it made me realize things.
babylilay - You're right, nice blog!
babylilay - Absolutely correct! Thanks.
- Actually it is, I applied my credit card for more than a week.

They said I will receive my credit card if I fit their conditions.

You make me know more about the credit card system.
ankitbansal - I was thinking of  having 1 credit card for myself but this topic really made me to think a lot before applying for it. Thanks for the info.
silent! - I really want to have a Credit Card but its give me a headache once i get there.
jiefuri - definitely what I needed.:D been wanting to get credit cards but this made me think a lot.
varushar - I have really stopped using credit card sinc ehalf of my pocket money was going into interest they are charging.
kiran8 - Excellent wee detailed article, thanks a lot..
lynnemg - Thanks for giving us all such useful information. I have often times wondered how credit scores were figured!
- nice thank you a lot!
koubowen1 - Thank you to share about this!
akhil4u6 - I pay all my needs using credit cards and repay them.This post gave me a good idea how to manage my score..
aliaslucs - thank you for this nice article it is really helpful
- good
sl4sh3r - Great article!
five6onehazard - info on how your score is determined
- "The best way to help your credit score is to reduce your debt as much as possible"
that's the reason I'm looking for..how to reduce my debt....i'm flooded with it
sl4sh3r - Great article!
- I didnt know credit companies can do that. Isnt that cheating us off?
I didnt know how credit score was based until now. Very informative article.
- Great blog, very, very informative.  I never knew how your score was determined.  Thank you.
Caroline (Guest) - I just got this notice in the mail yesterday, after I had checked my online account statement. They reduced mine to right above what my balance is. Gotta love corporate America.
Belena - That is very informative. I was not aware of how my credit score was rated. Over time I think I have managed to maintain a good credit record, even though I did experience some financial difficulty a few years ago.
aliaslucs - great, thank you for this nice article its so very helpful to me.
rofizarkasih - Thanks for your helpful information.
-  I wonder how many people know that you can have  a hurt credit score even when paying your bils. Just because you have to much credit being used. there was some great tips and information in this article. Thanks for writing it.
-  I wonder how many people know that you can have  a hurt credit score even when paying your bils. Just because you have to much credit being used. there was some great tips and information in this article. Thanks for writing it.
sandalwood - Credit scoring companies really aren't your friend. Hence, you are always better off paying attention to your credit report and what is on each. That means some extra work because there are 3 reports to monitor. However, if you can step over the fact  you will be doing a little extra work, you should be able to raise your score.

That's right. If you keep on top of your credit report and remove the inquiries and all of the old, dated entries, you should be able to raise your score. This, btw, assumes you are paying your bills on time.
beautyqueen26 - Paying any bill lately may expose a person to lowered credit limit or even higher interest rates. It's important to pay all bills on time, even the mundane ones like electric bill. Best idea is to pay online so you know the payment has been received.
buggles - I agree, one of the best things we can do to improve our credit scores is to pay down our debt.  It takes committment and determination but it can be done.
- I am using totaly free sevice from my bank as am not a us member but its nice informative article
Cfrance - I wonder how many people know that you can have  a hurt credit score even when paying your bils. Just because you have to much credit being used. there was some great tips and information in this article. Thanks for writing it.