8 TIPS ON SPENDING AND SAVING
hers' my simple tips about spending and saving:
1.)you must likewise avoid :impulse buying" walking into a store and plunking your money down on the spur of the moment, decide what you want first, plan what to buy, and buy only what you really want.Make sure the quality meets your needs.Be selective. after all it's your money
2.)Saving begins with wise spending, nobody can tell you how to use your money wisely, whether its a quarter or a hundred pesos, what might be wise for one person might be unwise for another. but there are certain rules which can help you get the most for your money
3.)when you spend more than you earn or received, you help contribute to inflation, when you buy more food than you can eat, you help raise prices, so one way students can help beat inflation by spending less and saving or investing more.
4.)One such role is to practice comparison buying, if your going shopping for something, don't just walk into a store and buy what you want at whatever price they're asking for it. check out the same in another store and see which is the better buy
5.)Learning how to understand newspaper, magazine, TV and radio advertisement can also save your money. Items "on sale" may not always be good buys.
6. )stores use the world "SALE" a lot now because of inflation. they feel it attracts customers. A sale item may be worth the price it's selling at, but it may never have been worth the price the stores say it used to sell for.
7.)finally, you should take advantage of consumer education courses now being offered or to be offered in some schools, such courses teach you how to spend your money wisely. they teach about proper use of credit and how to make you're really getting what you pay for. there are also some magazines which give consumers comparative buying and testing information.
8.)remember money - even small amounts gives freedom to do something on your own.It is your tiny edge against poverty: the edge that can grow in strength and sharpness to an instrument for carving out a solid financial future. And the whole process can start with a save peso - or even a centavo
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