My Plan to Live Debt-Free - Progress Report - March 2010
Total Credit Card Debt = $7900.00 / Current Balance Owed = $7624.21 / Current % Debt = 96.51%
The credit limit is higher and the debt percentage is higher. However, the limit increase came at a time when I had an emergency, and no cash, so I used the extra limit. But I did not increase my debt ratio too badly, and that I feel good about. As I continue to nickel and dime this down, I feel good about my progress. I am not going to let this get me down. What good would it do me? It would make me more depressed. I prefer to think about this as a challenge. And with the new credit card laws that just went into effect, one needs to be more cautious and diligent. I noticed on one of my card, my rate increase AGAIN, just before the credit laws went into effect. Of course, they are going to try and get you before these went into effect. UGH!!!!! Gotta hand it to them. They are working the loopholes to their advantage. It is going to be nice when I get rid of the debt.
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