My Plan to Live Debt-Free - Progress Report - February 2010
Total Credit Card Limit = $7700.00 / Current Balance Owed = $7365.82 / Current % Debt = 95.66%
Oh wow... this looks better. Thank you Uncle Sam! I am really glad to see the progress. I received my federal tax return and was able to put a little down on my highest interest card. And I was able to put a little into my savings. Unfortunately, I had to buy a bus pass for my daughter and so I was not able to do what I wanted to do with my refund. However, I do not consider this a set back. I consider it a reminder to be extra careful and plan for those rainy days! So while I am carefully working on my debt, I am working on my rainy day fund. It is all about balance.
My next step is to request my annual credit report and review it for inconsistencies. I believe that some of the historical stuff will be dropping off. And once I can get my debt ratio down, my credit will be in great shape. Time and perseverance. Steady as a rock.
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