In my last blog posting, I discovered that I would use my credit card versus cash to pay for essential items, thus creating severe credit card debt. Not only that, but I took out a personal loan (which has a ludricrous interest rate). So in order to formulate my plan, I had to answer a k... [
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Revisit your history of spending. This may take some time, but it is worth it. Look at your bank and credit card statements. How many times did you go to Starbucks? How many shoes did you buy? How often did you go out for dinner? How did you pay for it? Did you us... [
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