Visit to a financial consultant

Well, I bit the bullet and made the appointment. I scratched around and located some of the items the consultant told me to bring. On the day I showed up and waited, pondering the wonderful pieces of advice I might receive. I'm not sure what I was expecting, but I have to say I wasn't disappointed.

No ground breaking bombshell, just confirmation in my mind that I wasn't in a position to do anything exciting with our finances the way they are at the moment. The person I saw agreed the plan my husband and I were following should work, so keep on doing what you're doing - but BUDGET!

He showed me his budget excel document and said it worked beautifully well, you use it to show how you're going, and whether you're going well or badly. OK, I said, I need that on my computer!

He emailed it to me, I was very grateful and then I lelt. I deposited the money I'd been carrying in my purse for the past few days, on the off chance he would have magic place I could put it to turn it into lots instead of just a bit, but the bank was the best bet I had.

I'd been worrying about carrying $200 in my purse, fearing accidental loss or theft. The back was much safer. I drove home thinking about the money we'd save once we had our budget sorted out.

And what have I done? Well, I've looked at the budget document, and thought about it. Soon, perhaps tomorrow, I will get to work on it and attain fiscal wisdom!