Live without credit cards
It may seem this cannot be done but let me tell you it can. I have not had any credit cards now for over a year and I really like that I am not paying any interest on any of my money. I know credit cards can be great in an emergency but I also think that having a savings is more imporant than a credit card.
I would like to get a credit card in the fututre again but at the moment I feel I am doing way better without them. If I did decide to get a card I would want the interest to be at least under 9% for sure. I have applied for cards in the past that had like 23% interest this is a no no for me. I will never do that again. I had cards that gave me like a 50 limit and when the card went bad I ended up oweing like over 500$! To me this is outregous and anyone who has cards like this I say whoa you can get better than that.
If you are on the look out for a good credit card than look up low interest credit cards on google. Paying anything above say 12% is way to much. I know some people have 0% interest but you more than likely have excellent credit. So you can live without credit cards because I am living proof of the fact. The choice is up to you and your lifestlye though. Take care and thank you for taking the time to read my blog:)
Comments
Be the first to comment on this blog post.
