Credit Cards and what they mean to me
Credit cards are a great thing to have but I feel some people have no idea what kinda of debt you can get into with this little piece of plastic. First I view credit this way, no I know this is a little harsh but this is my opinion. Credit is only credit the first time you use it. What I mean by this is that if you get a credit card when you first use it it seems like it is free which it is at first but as the balance adds up and you are required to pay it back to me it is no longer credit but almost a loan with interest added.
I feel if more people viewed Credit Cards in this nature I think that might be more respectful with their cards and might be less likely to just spend, spend, spend. Facing credit card debt can cause a lot of stress to you and can also cause you to lose a lot of things that you have worked hard to earn and keep.
Do your homework when it comes to getting a credit card and do not carrying a bunch of cards either. Also I would say if you can live with one and pay the balance off every month this would be a much better way to manage than having say 10 credit cards and borrowing off of one to pay the other. I am not credit guru but I thought this might be helpful to some people and I wanted to create a blog because I am a freelance writer online already. For now I will end this but I plan on adding to this blog as well as starting other blogs so please stop by my profile here at destroydebt and let's just do that destroy debt!!!
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