Freedom Debt Management

How Debt Consolidation Can Build Your Credit

The debt management industry and the services within can be easily confused. While some consumers think debt management programs hurt credit there are some plans that can actually improve credit while enrolled. Primarily, it depends on the status of your accounts upon entering a program and selec... Read More >>

Nonprofit Credit Counseling Services

Since its opening debut in 1950 credit card debt has been an ongoing problem as consumers began going into debt at an alarming rate. Trapped into unbearable terms and fees the cycle hasn’t changed much since inception. 85% of consumers in America have a household credit debt of $8k or higher, so... Read More >>

FDCPA Consumer Rights

Collection calls can become unruly and unprofessional but they do not have to. Most calls that entail such are usually in violation of your rights under the Fair Debt Collection Practices Act. What you don’t know can hurt you. Take an accounting of these common unlawful tactics that are in direc... Read More >>

Credit Debt Relief

A debt consolidation plan is the consolidation of all unsecured debts into one monthly payment to a third party agency, usually nonprofit. Debt consolidation can eliminate debt while improving your credit with timely monthly payments at reduced fixed interest rates. Learn the inner mechanics of ... Read More >>

Identity Theft and Credit Fraud On The Rise

Identity theft is up and running in America. This very popular crime has accelerated as the economy has declined and more people are acting out of desperation on both sides of the fence. With criminals looking for an easy steal deal and consumers applying for more and more credit, the informatio... Read More >>