http://www.destroydebt.com/blogs/laurat2009.html How I am paying my mortgage off quicker! www.destroydebt.com Sat, 04 Apr 2009 11:42:38 GMT webmaster@destroydebt.com webmaster@destroydebt.com http://www.destroydebt.com/blogs/laurat2009/1644-paid-to-click-sites-will-not-earn-you-an-income.html http://www.destroydebt.com/blogs/laurat2009/1644-paid-to-click-sites-will-not-earn-you-an-income.html Sat, 04 Apr 2009 11:42:38 GMT In a bid to pay off my debts quicker, my main debt being my mortgage, I am always on the look out for high paying sites. In my opinion paid to click sites are not an option. About a year ago I used to spend hours each day clicking on ads and did manage to earn around $30 a month. The only problem wa...
In order to earn online you need to either have alot of time, a skill you can offer, or some money to invest. I use a combination of all three skills to help me earn more money to put too my mortgage. My time is spent using my writing skills to write articles for various sites. I also spend time learning about swing trading and how to read the stock exchange markets. My money is spent on stocks and shares as well as domain names for my websites.

If you have some time to invest, I suggest you learn a new skill and then use this skill to help you earn some money.]]> http://www.destroydebt.com/blogs/laurat2009/1095-pay-day-again-and-eventually-paid-off-my-credit-card.html http://www.destroydebt.com/blogs/laurat2009/1095-pay-day-again-and-eventually-paid-off-my-credit-card.html Sun, 29 Mar 2009 10:20:56 GMT Last month I gave into temptation and used my credit card for some furniture I wanted. To be honest I went overboard and as I was going on a clothes shopping trip I did not have the funds in my bank account to pay for everything so the credit card came out. I absolutely detest putting anything on my...
I am trying to hold off putting anymore on my card for this month, but I do need new furniture and £2000 should be enough to complete the furnishing of my apartment. I have made a list of everything I need and want it all puchased by the end of June, so that any extra cash I have can be put towards my mortgage.

I have decided to hide my card, so if the money is not in my bank account it cannot be spent. I am allocating a small amount of money from my wages each month to help me buy this furniture without going into debt. My mortgage and car repayments are enough debt for me!!]]> http://www.destroydebt.com/blogs/laurat2009/928-premium-bonds-are-worth-a-go-now-that-bank-interest-rates-are-so-low.html http://www.destroydebt.com/blogs/laurat2009/928-premium-bonds-are-worth-a-go-now-that-bank-interest-rates-are-so-low.html Fri, 27 Mar 2009 06:07:37 GMT As ever I am reading on ways to make some money and the latest thing that has struck me is premium bonds. Although premium bonds do not pay interest they do give you a 1 in 36 000 chance for every £1 spent of winning monthly prizes of £50, £100, £500, £1000 and even up to 1 million pounds. They gene...
My bank interest rate on my current account is sitting at 0.5%. This means for every £1000 I put in I will get £5 a year back, not very much in my opinion, whereas if I put £100 a month in to premium bonds I will have a 1 in 3600 chance of winning some of the prizes. I feel this is worth it and the excitement would keep me putting money in month by month. Even better is the fact that you can withdraw your money at any time.

I am planning on putting at least £100 or maybe even as much as £300 a month which would increase my chance of winning into these bonds. I have heard of several people who have won and just imagine if I got really lucky and came away with the 1 million pound prize!!  Another way to look at this is of course that this is £300 less I will waste on impule spending!!

In my next post I will consider the other ways I invest and try to make more money.]]> http://www.destroydebt.com/blogs/laurat2009/734-how-i-save-30-a-week-on-food-shopping.html http://www.destroydebt.com/blogs/laurat2009/734-how-i-save-30-a-week-on-food-shopping.html Tue, 24 Mar 2009 09:56:20 GMT Food is so expensive, if we did not eat we would be rich!!! I decided on order to increase the amount of available money to pay off my mortgage I should cut down on my grocery shopping bill.  Easier said than done you may think, but I realised as I live alone I was having alot of waste and thro...
First I decided that I would do my shopping three times weekly, as once a week meant things were going out of date and ending up in the bin. I find by shopping a week ahead by the time the end of the week came the food you were left with did not appeal and so yet again was dumped, what a waste!

Secondly I now make lists of everything I need. If I buy a small bag of potatoes I make them do me three nights in a row so that I can eat them before they go bad. I also buy a lot of frozen produce as you can eat how much you want and keep the rest for another time.

Initially when I started doing my own shopping I was treating myself way too much and impulse buying, so now I only take a limited amount of cash to the supermarket with me so this does not happen. I also limit my time shopping, before I would have walked around for ages lifting this and that and popping it in my shopping trolley.

Cheaper brands are not necessarily any less tasty than big name brands. By switching brands I saved at least £5 a week. This applies to all foods and toiletries especially which are so expensive.

By following these steps I have managed to save on average £30 a week!! This is an extra £30 to put towards my mortgage!! Every little counts!

 ]]> http://www.destroydebt.com/blogs/laurat2009/625-freelancing-earns-me-the-most.html http://www.destroydebt.com/blogs/laurat2009/625-freelancing-earns-me-the-most.html Sun, 22 Mar 2009 12:40:27 GMT In order to help me pay off my mortgage debt quicker I have resorted to freelancing online, specifically freelance writing. I write for many sites such as Triond, Helium, Associated Content, Squidoo and mylot. I get a payment each and every month from Helium, and Triond, and bi monthly payments from...
Here is how I earn this amount on Helium:-

Around $6 in page views

Write 20 articles at a pay rate of $1.50 month giving me $30

Write another 4 articles at a pay rate of $2.50 giving me $10

This amounts to $46 a month. Of course if I write more than this then I will earn much more. Plus the more I write the more money I earn from page views. Many of my better articles on Helium are about working from home, saving money and how to get out of debt.

I am planning to save most of this freelance writing money in my paypal and then use it to pay a little of my mortgage. Currently £1000 pays around 5 months off my mortgage, so hopefully by the end of the year I will have a few thousand in my paypal account.]]> http://www.destroydebt.com/blogs/laurat2009/562-welcome.html http://www.destroydebt.com/blogs/laurat2009/562-welcome.html Sat, 21 Mar 2009 11:00:25 GMT I have created this blog to document my progress in paying off my mortgage as quickly as possible. I have just over 28 years left to pay off my mortgage of £113 000 and as the interest rates have dropped my monthly mortgage payment has dropped a massive £300 a month. Currently though I am still...
Here are the things I am doing to earn more cash:-

Using paid to post forums

Freelance writing

Blogging and google adsense

Affiliate marketing

Keep a track of how much money I am raising month by month to clear my mortgage debt.]]>