The Do-It-Yourself Bailout

Why did I write “The Do-It-Yourself Bailout?”

I am an independent film maker.  In April of 2007 I went into production on a small but warm film with only a $500,000 budget. I had a single investor and it was the culmination of a decade’s work to get the film made.  As we started shooting we went over budget, and at the same time my in... Read More >>

Credit Card Debt Settlement - it may be worth sacrificing your credit score.

Anyone in advertising will tell you that the most effective marketing campaign is one that manages to attach an emotion to a product.  Clothes, makeup and weight-loss products are marketed to women on the basis that the they will feel sexier, prettier and more attractive, ultimately leading ... Read More >>

Credit Card Debt Settlement - Top 5 Things to Know

Negotiating settlements on credit card debt is one of the fastest ways to reduced large portions of your credit card debt permanently. Although there are many companies advertising on radio and television to work for you in settling your credit card debt, it is possible to do it yourself without pay... Read More >>

Holding on to your Identity in a financial crisis

In my speaking engagements lately, I’ve been talking to people about how to separate emotion from their finances entirely, and especially how to let go of the negative emotions - shame, fear, anxiety, blame and stress - that often come with debt. To let go of all emotion tied to money, I recommend ... Read More >>

Do you need a bankruptcy attorney to pursue debt settlement?

Today I had a reader ask me if she needed to hire a bankruptcy attorney to pursue negotiated settlements on her credit card debt. I thought it might be helpful for me to post the answer for everyone. A bankruptcy attorney is not required to call your creditors and discuss a negotiated settlement, h... Read More >>