Money Matters

Documentation and recordkeeping crucial for the credit repair process

Yesterday wasn’t a very great for me as I had a tough time returning the damaged t-shirt to a local cloth store. The vendor wouldn’t take the thing back without a receipt no matter how much I tried. Finally, I got through when the manager came in and told the cashier that he knew me. A small thing a... Read More >>

Plastic card swipe could cost you additional fees in future

Do you know who really pays for processing every time you swipe that plastic card? Well, it is the merchant and the processing costs are paid as interchange fee to the merchant’s own bank, the customer’s bank, and computer network that processes the transaction. Banks earned over USD 48 billion in i... Read More >>

Improving credit history before applying for a mortgage loan

Mortgage providers always check your payment history through credit bureaus before passing the loan. Therefore, I always advise my clients to clean up the account from not one but all three bureaus to make the loan approval easier and quicker. The first step in improving your credit records is to g... Read More >>