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 <lastBuildDate>Mon, 06 Apr 2009 05:22:35 GMT</lastBuildDate>
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     <title>Japan's business confidence plunges !</title>
     <guid>http://www.destroydebt.com/blogs/gabbana9/1783-japans-business-confidence-plunges-.html</guid>
     <link>http://www.destroydebt.com/blogs/gabbana9/1783-japans-business-confidence-plunges-.html</link>
     <pubDate>Mon, 06 Apr 2009 05:22:35 GMT</pubDate>
     <description>Business confidence among major manufacturers in Japan is at a record low, according to a wide-ranging survey by the central bank.   Japan's economy is among the worst hit by the global economic crisis. Exports Japan has relied upon for growth have collapsed and unemployment has risen. 

  Results r...</description>
     <content:encoded><![CDATA[<B>Business confidence among major manufacturers in Japan is at a record low, according to a wide-ranging survey by the central bank.</B>   Japan's economy is among the worst hit by the global economic crisis. Exports Japan has relied upon for growth have collapsed and unemployment has risen. <BR><BR>  Results released by the Bank of Japan show that business confidence among major manufacturers tumbled dramatically, hitting the lowest level ever recorded. <BR><BR>  Confidence in other sectors of the economy was also down sharply. <BR><BR>  Japan is in its deepest economic crisis since World War II. <BR><BR>  Exports nearly halved in February compared to the year before and many iconic companies are facing massive losses. <BR><BR>  Consumers abroad fearful of losing their jobs are buying far fewer Japanese cars and electronic gadgets and other goods. <BR><BR>  Unemployment has reached a three-year high. <BR><BR>  Many of those still in work face shorter working hours, job-sharing and lower pay.]]></content:encoded>
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     <title>Flexible working for more parents</title>
     <guid>http://www.destroydebt.com/blogs/gabbana9/1781-flexible-working-for-more-parents.html</guid>
     <link>http://www.destroydebt.com/blogs/gabbana9/1781-flexible-working-for-more-parents.html</link>
     <pubDate>Mon, 06 Apr 2009 05:13:43 GMT</pubDate>
     <description>Millions of parents with children aged 16 or under now have the right to ask for flexible working arrangements from their employers. &lt;BR&gt;&lt;BR&gt;The right to ask for flexible working hours was previously limited to parents of children up to the age of six or disabled children aged up to 18.</description>
     <content:encoded><![CDATA[Millions of parents with children aged 16 or under now have the right to ask for flexible working arrangements from their employers. <BR><BR>The right to ask for flexible working hours was previously limited to parents of children up to the age of six or disabled children aged up to 18.]]></content:encoded>
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     <title>A dollar a day !---- Poor African school kids.</title>
     <guid>http://www.destroydebt.com/blogs/gabbana9/1780-a-dollar-a-day-poor-african-school-kids.html</guid>
     <link>http://www.destroydebt.com/blogs/gabbana9/1780-a-dollar-a-day-poor-african-school-kids.html</link>
     <pubDate>Mon, 06 Apr 2009 05:07:42 GMT</pubDate>
     <description>Last year, I heard a piece of radio news entitled &quot; A Dollar A Day&quot;, I listened to it again and again. I felt ashamed after hearing it. African kids are losing their oppotunity to go to school. Why? because they are too poor to afford the school uniform they the education is free, a parent says.&amp;nbs...</description>
     <content:encoded><![CDATA[Last year, I heard a piece of radio news entitled " A Dollar A Day", I listened to it again and again. I felt ashamed after hearing it. African kids are losing their oppotunity to go to school. Why? because they are too poor to afford the school uniform they the education is free, a parent says.&nbsp; The water they drink every day in pumped from the well, untreated and not safe to drink. The average expenses in Africa is less than ONE dollar per day. Do you think you can survive from this for long ?<BR><BR>So after that, I often remind myself to cut unnecessary cost and compared to those less unfortunate kids, I should be contented what I already have.]]></content:encoded>
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     <title>Emotional shopping ---- what's behind this ?</title>
     <guid>http://www.destroydebt.com/blogs/gabbana9/1491-emotional-shopping-whats-behind-this-.html</guid>
     <link>http://www.destroydebt.com/blogs/gabbana9/1491-emotional-shopping-whats-behind-this-.html</link>
     <pubDate>Thu, 02 Apr 2009 06:17:41 GMT</pubDate>
     <description>Shopping can be an emotional release for people, especially for women. People claim that they shop to reduce stress or just to pass the time with their friends. Shopping out of boredom can lead to bigger problems. When it starts to get out of control, consumerism becomes a bad habit, even an addicti...</description>
     <content:encoded><![CDATA[Shopping can be an emotional release for people, especially for women. People claim that they shop to reduce stress or just to pass the time with their friends. Shopping out of boredom can lead to bigger problems. When it starts to get out of control, consumerism becomes a bad habit, even an addiction. <BR><BR>Shopaholics show signs that are similar to other addicts. You think that shopping and buying things, even little things like make-up or gifts for others, is going to make you feel better and forget about your problems. Actually, it makes you feel worse, financial hardship and anxiety. <BR><BR><BR>Do you go out for just a few things and come home with your hands full?I did.&nbsp;Ask yourself every time if what you are about to buy is a "need" or a "want". The hard part is not buying the things that you only "want". Try to recognize the signs that you may have a problem. Have you made purchases and regretted it later? I often did. Bought things that you never used? Yes, again . <BR><BR><BR>Avoid circumstances that may make you want to spend. Never use credit cards. Keep one emergency one at home.&nbsp; Patience is a learned skill. Have patience with yourself and your money. Immediate gratification doesn't last long, but patience can benefit you for the rest of your life.]]></content:encoded>
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