Too many credit cards: not controll on the expenses
Debiti
- Posted:
4/5/2009
I am not an expert but I think that one iomportant thing is check anc control credit cards. I think everyone has properly rules about it but I am sure that credit cards can be a big problem if you are not able to control your own expenses.
1) The first thing to do probably is close all credit cards and use only cash so you can see immediatley how much are you paying but this is a just theory because in the modern life it's impossible to do that.
2) The second one can be reduce the numebr of credit cards that you have. How many crds do you really need? One for ATM is enough, one for credit (as VISA, Americacan Express or Master Card or similar) can be enough. The best thing probably is have one card that you can use for everything. this is good not only for your debt but also for your mind: you do not have to remember an enormous numebrs of pin, password, etc. and anyway you do not pay fees for so many cards.
3) The third thing in my opinion is about the credi card. Which one is the best for you? How much it cost? Are the fees correct? maybe you can pay a bit more and have a better card with better program or secure system.
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