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I'm In Debt

I'm a full time freelance writer and coach, and a work-at-home mom of two young boys.  Most frequently, I write about being in debt, how to get out of that debt, and general personal finance issues - but I have been known to write about wigs, parenting, relationships, dogs, and a whole range of other topics, too! In 2008, I started a coaching program for people who want to make money from writing. I'm al... [View Debbie's Profile]
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I'm In Debt
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I like to pay my bills online, whenever it's an option.  I save on the cost of the stamp, (which is becoming a hefty savings- every time I do have to buy a stamp I cringe at the cost- come on, 41 cents to mail an envelope?)  I don't have to wonder if the mail system will actually get the p... [READ MORE]
I've always been a notebook and pen kind of girl.  And an obsessive list maker.  I make lists for everything- groceries, to-do lists, activities I want to do with the kids next weekend- you name it, I list it!  When I started working to get my finances back in order, I tried usin... [READ MORE]
Credit scores.  I still find it incredible that American's are basically judged by a "credit score" that may or may not be an accurate reflection of their ability to pay.  I realize that the system for creating a credit score is good in theory- but nothing is perfect!  If you've ever ... [READ MORE]
When you've got excessive debt, it often feels like you're just treading water, trying to stay afloat enough that you don't drown.  Maybe you've learned how to beat the system a little- and you send out your payments on a rotational basis- so every month a different one is sent out a little lat... [READ MORE]
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