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I'm In Debt

I'm a full time freelance writer and coach, and a work-at-home mom of two young boys.  Most frequently, I write about being in debt, how to get out of that debt, and general personal finance issues - but I have been known to write about wigs, parenting, relationships, dogs, and a whole range of other topics, too! In 2008, I started a coaching program for people who want to make money from writing. I'm al... [View Debbie's Profile]
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I'm In Debt
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Getting out of debt requires that you learn to reduce your expenses in order to have more money available to put toward your debts, or that you find a way to increase your income and use the extra money to pay down debt. If you are someone who has considerable amounts of debts, it's likely you'... [READ MORE]
 As an increasing number of people are struggling with their debt, debt management companies, credit counseling companies and debt elimination organizations seem to be coming out of the woodwork. There are a number of companies that exist to help people get out of debt, but unfortunately, many ... [READ MORE]
For years I've been all about the debt snowball, the method Dave Ramsey recommends for getting out of debt.  I've used it to reduce just about all of my credit card debt (I say “just about” because when I moved recently I needed to purchase a refrigerator and washing machine, and after paying f... [READ MORE]
I have tried about four different methods for organizing coupons, and while I probably could have made any one of them work it wasn't until I discovered a simple little organizer from Day Runner at Staples the other day that I was finally satisfied!  If you're looking to save money grocery sh... [READ MORE]
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