I'm In Debt

My Credit Limit Got Lowered - Below My Outstanding Balance

Almost a year ago now, I moved into a new place.  The new place didn't have a refrigerator, washing machine, or dishwasher.  These are three appliances that I consider must-have, and since my money was tied up in first and last month's rent, and a security deposit -  I didn't have $15... Read More >>

Good Til The Last Drop: Use it Before You Throw it in the Trash

With all the talk about reducing expenses during some difficult financial times, people are finding pretty clever ways to cut back or save money. What about all the times we throw a container in the trash when we know there is a little something left inside? It may seem like that little bit o... Read More >>

Balanced Money Formula – According to Elizabeth Warren and Amelia Tyagi

In their book, All Your Worth: The Ultimate Lifetime Money Plan, Elizabeth Warren and Amelia Tyagi discuss an alternative to a traditional budget. Many people have trouble creating and sticking to a budget, so having an alternative method of tracking your finances and getting yourself on track... Read More >>

The Part Time Job Method of Increasing Your Income

Getting out of debt requires that you learn to reduce your expenses in order to have more money available to put toward your debts, or that you find a way to increase your income and use the extra money to pay down debt. If you are someone who has considerable amounts of debts, it's likely you'... Read More >>

Get Out of Debt Scams

 As an increasing number of people are struggling with their debt, debt management companies, credit counseling companies and debt elimination organizations seem to be coming out of the woodwork. There are a number of companies that exist to help people get out of debt, but unfortunately, many ... Read More >>