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Debt Destroy

Thoughts From a former Bill Collector

As a middle-aged single parent with two college-aged kids at home, I enjoy learning from others, as well as sharing my life experiences in hopes that others may benefit too. [View Avocadophantom's Profile]

How to negotiate debt settlement Pt 1 (by a former bill collector)

For the purpose of this discussion, let's say you owe five thousand dollars to a fictional credit card company, LGI. Their in-house delinquency department tried to collect the balance from you for awhile, and have now sent your debt to a collection agency. The debt is now showing up on your cred... Read More >>

What NOT to do when a bill collector calls (by a former bill collector)

For those that want to clear up debts and obligations, it is important to know what steps to take. However, it can also be vitally important to know what NOT to do. I thought I would share tips to what to avoid if you want the bill collector to work with you and not against you: The first step... Read More >>