You as a consumer have rights under the Fair Debt Reporting Act to dispute negative information contained in your credit report. You can dispute negative or falsified information on your credit report by writing a dispute letter to the credit bureau that contains the negative blemish. This can usual... [
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1. A company/person asks for a fee in advance to work with your lender to modify, refinance or reinstate your mortgage. They may pocket your money and do little or nothing to help you save your home from foreclosure.
2. A company /person guarantees they can stop a foreclosure or ge... [
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Education is empowerment. The pen is indeed mightier than the sword and knowing your rights against harassing collection calls could not only save you stress and aggravation, but possibly some pocket change.
If you’ve ever been late with a credit card payment you understand how aggravating ... [
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Here is the current status:
Total Credit Card Limit = $7700.00 / Current Balance Owed = $7535.00 / Current % Debt = 97%
Yes, the current balance owed is up, however there were some hiccups. One being my health insurance has not sent my EOB this month to get reimbursed for my co... [
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Getting a decent rate on a mortgage or car loan depends on having a good credit score. Even rental applications or employment is contingent on credit. The ladder is to pay out the wazoo in down payments, security deposits, etc. While you need a good credit history to make your mark with the cred... [
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Currently, the average consumer has a credit card with a credit line of at least $4000 and about a quarter of Americans admit to maxing out at least one credit card. Obviously, people are in need of simple solutions to sooth the burdens of being buried in debt. A non-profit debt consolidation pr... [
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We're offering our free financial guide by Fannie Mae to anyone who wants to verify their name and address to be mailed the free financial booklet. Your information will not be sold or used for any other reason.
Knowing and Understanding Your Credit is a 28 page financial guide to help consu... [
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Credit is serious business and its tied into every aspect of life. Your credit is checked for everything these days. Car loans, rental property, even jobs now are running credit checks for employment eligibility. Improving your FICO score and fixing your overall credit is no easy task. Like losin... [
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Like the rest of us, most consumers are having trouble paying their credit cards bills. With the crumbling economy and unemployment rates soaring its no secret why a lot of consumers are falling more behind on their unsecured debts. More bankruptcies filed this year show that problem isnt going a... [
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Consumer credit counseling and consumer debt settlement are applicable to different circumstances but have same results. You have to choose the services according to your situation and then move further.
Consumer Credit Counseling (CCC) is basically for those in search of financial aid. With ... [
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We are doing a nationwide research on debt related problems. Will appreciate your help, if you can forward it to all your friends.
http://www.facebook.com/pages/Debt-P...h/192570612068We will also discuss about this community on our press releases.
Thanks for your help. [
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Before you invest any more of your time and effort, you should consider if debt negotiations is the right option to choose for you. Do you have a legitimate financial hardship?
Financial hardship comes in the form of a chronic medical condition, loss of work, loss of child support compensation, lo... [
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